Captives & Union

Intelligence and analytics for self-funded captives and union health plans—bringing clarity, control, and defensible insight to pooled risk.

Pool Analytics
Real-time view
$2.4M
Pool Spend
↓12%
vs Benchmark
-8.2%
Cost Trends
12
Large Claims
2,847
Pool Members
0.94
Risk Score
Pool-level intelligence

Managing pooled risk requires more than claims reports

Fragmented Data

Claims, eligibility, pharmacy, and clinical data live in disconnected systems.

Reactive Insight

Risk and large claims are often identified after financial impact.

Fiduciary Pressure

Trustees and boards need defensible, transparent reporting.

Stop-Loss Complexity

Deductibles and renewals are negotiated without clear data context.

One intelligence layer for pooled self-funded plans

Unified Data Foundation

Normalize claims, clinical, pharmacy, and eligibility data across TPAs and vendors.

Pool-Level Analytics

Understand utilization, cost drivers, and trends across employers or member cohorts.

AI-Powered Risk Signals

Surface emerging high-cost patterns and utilization shifts early.

Fiduciary-Ready Reporting

Board- and trustee-ready reports built for clarity and accountability.

Smarter stop-loss decisions, backed by data

Health Compiler supports stop-loss optimization by providing visibility into large claims, risk distribution, and deductible exposure across pooled populations.

Large Claim Intelligence

Track high-cost claimants and emerging risk patterns across the pool.

Deductible & Exposure Analysis

Understand how deductible levels impact risk retention and premiums.

Renewal & Benchmarking Insight

Support data-driven discussions with carriers and stop-loss partners.

A force multiplier for brokers and advisors

Health Compiler enhances broker and advisor relationships by providing a shared intelligence layer that supports better strategy, clearer storytelling, and stronger client outcomes.

Advisor-Ready Insights

Translate complex data into narratives clients and trustees understand.

Retention & Growth Support

Demonstrate proactive risk management beyond annual renewals.

Neutral & Partner-Friendly

Works alongside TPAs, stop-loss carriers, and existing vendors.

Reporting that stands up to scrutiny

Every report is designed to support fiduciary responsibility, long-term sustainability, and confident decision-making.

Pool performance summaries
Employer or member cohort analysis
Large claim and stop-loss exposure reports
Cost and utilization trend analysis
Report TypeStatus
Pool Performance
Ready
Cohort Analysis
Ready
Stop-Loss Exposure
Ready
Trend Report
Ready

Secure, Neutral, Interoperable

Health Compiler integrates into existing self-funded ecosystems without disruption.

HIPAA-ready
Secure by design
Interoperable across TPAs, brokers, and vendors

Bring clarity and control to pooled self-funded risk

Talk to Health Compiler